Privacy Policy

McKinney Insurance Services, Inc. and the insurance companies we represent are committed to respecting your privacy. The information we collect will be used only for the purposes of quoting and

selling insurance. It will not be sold or further distributed to any additional party for any other reason. However, if a legal authority demands the information, we must comply.

Application: The information provided by you on the application is used to determine proper premium and coverages. This information determines which companies will underwrite your policy. It is very

important that you verify ALL information is correct prior to signing and dating the application. If incorrect information is provided on the application, a claim may

be denied and coverage cancelled regardless of the nature of the claim.

Security: McKinney Insurance Services, Inc. use standard industry practices to provide and maintain any information you provide on this site. We use a secure server and security protocol to safeguard

information you provide during the quoting or purchase process. Our secure server uses a Secure Sockets  Layer (SSL) to interact with you when you provide personal information during the quoting or

purchase process. We handle your submitted information via 128-bit or 256-bit encryption. Every secure page on our Web sites has a digital certificate. This is shown via the site certificate that resides on

all secure pages. To view it, click on the image of the "closed lock" or the "solid key" on the bottom or top of your browser window; at which point a small frame displaying security information will appear.

Our security measures help to make certain that information is secure and encrypted to the best of our ability, so that others cannot access it while it is in transit. McKinney Insurance Agency requires that

employees adhere to high ethical standards and integrity in conducting business. However, firewalls and encryption are not completely tamper resistant. Therefore, McKinney Insurance Services, Inc.  make

no implied or implicit guarantees with regards to security.

Cookies: A Cookie is data stored on the system about the user. Cookies are used on our site only to enhance and simplify the user's visit. No personal information is collected through the use of cookies,

however, if the user rejects the cookie it will restrict certain features of the site.

Links: This web site may contain links to other sites. McKinney Insurance Services, Inc. are not responsible for the privacy practices of other sites. Please read and understand other web sites privacy

policies when you visit them.

Supplemental Information: It is necessary for McKinney Insurance Services to use supplemental underwriting information with data from third parties, such as motor vehicle records and insurance credit

reports. Companies may use this information to allow extra credits, which may reduce your premium. Once again this information is only used for insurance purposes and is kept confidential.

Changes to our Privacy Policy: Changes to our privacy policy will be posted on our web site.

Your E-Signature and Acceptance: By submitting a request, quote or other form, and/or providing an E-Signature via the www.mckinneyins.com website, you agree to the terms and provisions of this

privacy policy, and the terms of additional disclosures found on the McKinney Insurance Services, Inc. website. known as www.mckinneyins.com .

Technical Term Glossary:

Cookie -  A small text file saved in your computer when you access certain Web pages. Cookies identify you to the Web site that gave you the cookie.


Digital certificate -  A small file that can be transferred to your computer and used for authentication. Once installed, it can be automatically used as needed.


Internet protocol (IP) address -  A string of numbers that are translated into a domain name.


Operating system - The program responsible for overseeing the basic hardware resources of a computer. UNIX, DOS, Windows, and Macintosh System 7 are examples of operating systems.


Secure server -  A computer system set up to provide privacy, integrity, and authentication in communications. (See SSL).


Security protocol - A specification that describes how computers will talk securely to each other on a computer network.


Secure Sockets Layer (SSL) -  A protocol that delivers server authentication, data encryption, and message integrity. SSL encrypts Internet communications.


Session ID - The code used to track a user as they interact with a server.


Site certificate - This is the same as a digital certificate, but it is used on the server rather than at the browser.


128-bit or 256-bit encryption - A way of making data unreadable to everyone except the receiver. It is a common way of sending credit card numbers and/or personal data over the Internet. It is used by SSL.